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powered by the Rural Bank of Silay City

neobank 2.0
empowering hardworking families

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We believe that banking should be inclusive. GoodBank, our financial empowerment platform, provides hardworking gig workers, OFWs, seafarers, farmers, and small businesses with the tools to earn well and support your circles. 

Built off a cloud-native, mobile, and internet bank we provide you with:

  • more accessible funds to build your small business

  • more security of a lifetime, no-minimum-balance, insured account

  • more credit reputation so you can qualify for jobs, housing, and loans

  • more control over how your family invests your hard-earned income 

GoodBank is powered by the Rural Bank of Silay City in the Philippines with more than 60 years of experience in serving the underserved. They are licensed by the Bangko Sentral ng Pilipinas.

Our Products



Go cashless for your business. GoodPay, our payment portal, allows your business to accept payments via debit, credit or even bank transfer, all by simply using one QR code.

Why you should get GoodPay

  • No need to purchase expensive terminals to process payments

  • All payments are processed online

  • You can accept payments from GCash, Bank of the Philippine Islands, Banco de Oro, UnionBank, MasterCard, and Maya through the GoodPay platform 

Sign up for FREE


Are you a micro-entrepreneur, overseas Filipino worker, or seafarer looking for capital to start or grow your business? Or are you an employee who needs help in stretching your money until the next payday?


Do your hustle without the hassle. GoodLoan, our digital financial solution, offers loan products for your different needs. 

Applying and receiving your money is fast and easy: 

  1. Apply – Complete our simple application

  2. Get Approved* – Wait for approval 

  3. Receive Fund – Access your funds! 

  4. Hustle and Grow


We offer affordable loans with a low interest rate of 2.75% and payment terms of one month to three years. No collateral required.

Apply NOW 

*Approval and eligibility are subject to Rural Bank of Silay City’s internal assessment and terms and conditions.

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